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If you’re going through a divorce, the mortgage needs its own plan too. One of the biggest misconceptions I see is that a divorce decree automatically takes someone off the mortgage. It doesn’t. If both names are on the loan, both borrowers can still be responsible for the debt, even if one person moves out or signs over their ownership interest. Before making any decisions about the house, it’s important to understand whether refinancing, assuming the loan, or another option makes sense based o
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