Dear Homeowner, Canceling homeowner's insurance is not necessarily reckless, but it is financially risky if you don't have a very large emergency fund - and no appetite for risk. Forgoing insurance ...

A smart refinance can save you thousands, but only if you know how to avoid costly pitfalls, calculate true savings and ...

The rate on a 30-year fixed refinance rose to 6.22% today, according to the Mortgage Research Center. The average rate on a ...

Refinancing is not free. It will likely cost you a few thousand dollars in closing costs. That covers appraisal fees, lender ...

Discover what a first mortgage is, its importance as a primary lien, key requirements, and tax benefits. Learn how it compares with a second mortgage and explore real-life examples.

The rate on a 30-year fixed refinance dropped to 6.22% today, according to the Mortgage Research Center. The 15-year, ...

As 2025 comes to a close, it’s time to plan for 2026. But what will happen after a year of uncertainty, as the topics of ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to ...

Home buyers and homeowners have been waiting for lower rates. Here's their best move now. Two experts MarketWatch spoke with advised aspiring buyers and homeowners to exercise caution and have ...

Mortgage applications rose 4.8% for the week ending December 5, 2025, with a notable increase in refinance activity. The refinance index surged 14% from the previous week, while the FHA rate hit its ...

A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, depending on your goals and how a new ...