‘I completely trust her’: Should I name my daughter as beneficiary on all my accounts — or add her name instead?

Will there be any costly penalties or taxes associated with using the POD method?” (Photo subjects are models.) - ...
IEEE

Penta-Level Charge Trap-Based 3D NAND Flash Memory Enabled by Bi-Directional Step-Pulse-Programming and Improvement of Cell Channel Process

Abstract: We present PLC (Penta-level cell, 5 bits/cell) NAND flash memory using 3D charge-trap-flash (CTF) cell. To achieve PLC cell distribution with proper cell read margin, program noise and short ...
IEEE

Meta-Optimized LDMOS Process–Device Co-Optimization: Extrapolation-Enhanced Modeling With Wafer-Level Validation

Abstract: Accurate and efficient modeling of lateral double-diffused MOS (LDMOS) devices is critical for process optimization and reliability analysis, especially under limited simulation budgets.
The Atlantic

The Entry-Level Hiring Process Is Breaking Down

Even in the best of times, searching for a first job after college is an exercise in patience, resilience, and coping with rejection. And these are not the best of times. Companies have no idea which ...