Dave Ramsey has built a huge following by insisting there is no responsible use of credit cards and no good reason for anyone ...
The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.
Even if the Fed is moving too slowly to significantly help borrowers, people carrying high-interest credit-card or auto debt ...
If you are looking at NextDecade and wondering whether the recent pullback is a bargain or a warning sign, you are not alone. This stock sits at the crossroads of big growth stories and serious ...
(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...
New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...
The credit score that helps determine the biggest financial decision in most Americans’ life—their mortgage—is controlled by an exclusive club. In July, Bill Pulte, who leads the Federal Housing ...
SAN FRANCISCO, Nov. 20, 2025 /PRNewswire/ -- Since mid-2025, lower-income borrowers have led year-over-year increases in delinquencies 60+ Days Past Due (DPD), a trend that continued in October 2025, ...
Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...
Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...
For years, rival executives have been fighting behind the scenes over who controls the most important number in every American’s financial life: their credit score. Now, a $10 fee has tipped the sides ...
I've seen folks raise their scores by 50+ points in just a few months, without doing anything fancy. They just learned which factors affected their score most, and focused on improving those areas.