Discover strategies to overcome asymmetric information in markets, including warranties, regulations, and monitoring, for more efficient transactions.

As the Senate prepares to consider health-care reform legislation, a key policy issue remains unsolved: how to prevent what industry insiders call “adverse selection.” The bills under consideration, ...

Explore adverse selection in insurance, identify risks, and learn how insurers safeguard against it. Understand premium ...

Adverse selection in health insurance happens when sicker people—or those who present a higher risk to the insurer—buy health insurance while healthier people don’t buy it. Adverse selection can also ...