Insurers are scrutinizing quick, surface-level renovations more aggressively because the financial stakes around property risk have rarely been higher. When a home looks brand new but still hides old ...

Abstract: Insurance is a contract between a client and an in-surance company in which the insurer provides the policyholder with financial protection to reduce risk. The existing insurance assistance ...

Abstract: Crop insurance is widely adopted to help farmers stabilize incomes and mitigate uncertainties. However, current crop insurance systems face significant challenges, including adverse ...

Adverse selection occurs as a case of asymmetric information whenever a more well-informed market player uses information to take advantage of another player in the market who does not hold that ...