Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

Understand credit denial, including common reasons why credit applications are rejected and what you can do next to improve your chances of approval by lenders.

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better credit.

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

Average car loan interest rates for excellent credit start at 4.88% for new cars and 7.43% for used cars, based on factors ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

SAN ANTONIO — Hard and soft credit checks both show the same information. The big difference is one has no effect on your credit score while the other will lower it. A hard check happens when you ...

Your starting credit score depends on your initial credit activity; there is no standard starting point. You need at least one open account with one to six months of activity reported to receive a ...

When Raquel Moore of Atlanta began shopping for her first home last summer, she thought her credit score was 760 based on the number shown by her credit monitoring service. That placed her in the very ...

Seeing your score go down after wiping out debt is disheartening. Here's what might've happened behind the scenes. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

A hard inquiry is a normal part of applying for credit, and it can have a temporary impact on your credit score. Though it’s nothing to stress over, it’s still something to be aware of, especially if ...