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Aly J. Yale is a contributing writer for the Managing Your Money section for CBSNews.com, covering various personal finance topics, including investing, homebuying, loans and more. American debt has ...

It takes a lot of strength and commitment to dig yourself out of debt, but luckily, there are tools that can help. Debt relief, also known as debt settlement, is an attractive option to many people, ...

One of the top debt-settlement companies in the U.S., Accredited Debt Relief claims it can cut clients' payments and get them debt-free in as little as two years. It's helped more than 300,000 clients ...

With the average American carrying nearly $8,000 in credit card debt and card rates hovering near historic highs, debt-related stress has become a daily reality for millions of households. In today's ...